English Topics: What percentage of your income do you think is ideal to save…

Ice Breaking Topics

  • What is your favorite type of cuisine?
  • What do you do to relax?
  • What's the most important quality in a friend, and why?
  • Do you prefer reading books or watching movies?
  • If you could meet any fictional character, who would it be and why?
  • What technology that is outdated do you still use?
  • What is one thing you would like to learn or do before you die?
  • If you could design your ideal city, what features would it have?

Main Topics

  • Do you think having a savings plan is essential for financial stability? Why or why not?
  • What percentage of your income do you think is ideal to save each month?
  • Do you prioritize saving for short-term goals (e.g., travel, gadgets) or long-term goals (e.g., retirement, home purchase)?
  • Have you ever faced a financial emergency where savings played an important role?
  • What strategies do you use to stay disciplined with your savings goals?
  • Do you prefer traditional savings accounts, investment options, or digital savings apps? Why?
  • How does inflation or economic uncertainty impact the way you save money?
  • If you could give one piece of financial advice to someone just starting to save, what would it be?

Free Topics

  • How do you think the rise of citizen journalism has affected traditional news reporting and the role of journalists?
  • Has your friendship ever turned sour? What happened?
  • What are your thoughts on the use of gene editing and genetic engineering?
  • What kind of art is popular or native to your city or country?
  • How worried are you about the future?
  • Do you like abstract art? Why or why not?
  • What are some ways to find inner peace and happiness?
  • How can we address income inequality globally?