English Topics: How do you manage your personal finances—budgeting, saving, …

Ice Breaking Topics

What are 3 things you always have in your wallet?
If you could create a new holiday, what would it celebrate and how would people observe it?
If you could have any fictional character as a mentor, who would it be and why?
If you have a fight with someone, who apologizes first?
If you could instantly become fluent in another language, which language would you choose and why?
What was your favorite cartoon as a kid?
What is something you wish people cared more about?
What do you think of this quote? “Having no plan is a plan to fail.”

How do you manage your personal finances—budgeting, saving, investing?
What are your strategies for saving money effectively each month?
Have you ever created a financial plan or set financial goals? What did it include?
How important is financial literacy in today’s society, and why?
What’s your opinion on using credit cards versus cash for everyday purchases?
Do you believe it’s essential to invest early for retirement? Why or why not?
How do you handle unexpected expenses or financial emergencies?
**What advice would you give someone struggling to manage their personal finances?

How do you think we can address the issue of mental health stigma?
What do you do when you feel demotivated?
What are your thoughts on the role of government in regulating technology companies?
Do people like talking to you?
What is the significance of 'friendship' in our lives?
Are you a heavy or light sleeper?
When did you start listening to music?
What is your favorite movie? Why?